Consign.Tech - Trusted Growth Partner

Adagu · அடகு — for licensed pawnbrokers in Tamil Nadu

கணக்கு மட்டும் இல்லை — காசு காக்கும் மென்பொருள்

Not just accounts — software that guards your money. Gold loan management with an owner's dashboard, statutory registers, and Tamil-first screens your staff can actually use.

We migrate your full history — every customer, pledge and receipt — before you decide. The demo is your shop, not a toy.

The problems every gold loan shop knows

You don't know how much interest is owed to you right now

The old software calculates days and interest per loan. Nobody adds it up. Across a typical book, lakhs of accrued interest sit uncollected — invisible until settlement day.

Gold price moves; your loan book doesn't warn you

Loans made at high rates per gram quietly become risky when the market shifts. There is no screen that says which pledges are close to underwater.

Registers and returns are written by hand, again and again

Pledge book, sale book, half-yearly Form M to the Tahsildar — every entry copied by hand from records the software already has.

Staff can see everything, or nothing

One shared login means the collections boy sees the owner's numbers. No roles, no audit, no accountability.

What Adagu does about them

The owner's money dashboard / பணக் கண்ணோட்டம்

  • Interest owed to you — accrued, uncollected, by customer name
  • Live gold-rate LTV alarm: every pledge above your risk line, ranked
  • Today's collections, disbursals and dues — on your phone
  • Funding position: own capital vs borrowings, always current

Statutory compliance, generated / சட்டப்படி பதிவேடுகள்

  • One-click Form M half-yearly return (TN Pawnbrokers Rules 4B)
  • Pledge book (Form E), sale book (Form G), redemption receipts (Form H)
  • Bilingual pawn tickets — Tamil is the Act's designated record language
  • Every register printable, exactly when the inspector asks

Auction workflow / ஏல நடைமுறை

  • Eligible pledges tracked past due + grace automatically
  • RDO application list generated in the triplicate format
  • 80% gold-content upset price computed per pledge
  • Surplus owed to the pawner tracked with the 30-day intimation

Built for the counter / கடைக்கு ஏற்றது

  • Tamil-first screens designed for staff who aren't computer people
  • Four big buttons: new loan, receive interest, close loan, find customer
  • Customer photos front and centre — faces, not file numbers
  • Roles: loan desk, collections, accountant — each sees only their work

“What if it gets hacked?” — the honest answer

Pawnbrokers guard other people's gold. We built Adagu the same way.

Your own private server

Every shop runs on its own isolated instance at yourshop.adagu.consign.tech — your data is never mixed with anyone else's. Point your own domain at it if you prefer.

Even we can't get in without your permission

Support access works only when you grant it — 24 hours, 3 days or 7 days — and every page we open is listed for you. Revoke with one tap, instantly. No grant, no way in.

Your books come home every night

Automated backups plus a printed day book that matches the ledgers you already trust. Your data is exportable, always — it belongs to you, not to us.

Simple pricing, monthly or yearly

Less than one month's interest on a single average pledge. Pay for the year and two months are free. One-time onboarding of ₹10,000 to ₹15,000 covers full history migration and training at your shop.

Adagu Standard

₹1,500/month

or ₹15,000 a year. Two months free.

  • 1 shop · 3 staff logins
  • Up to 1,000 active pledges
  • Money dashboard + LTV alarm
  • Form M, pledge/sale books, pawn tickets
  • Daily digest to the owner (Telegram/email)
  • Nightly backups

Adagu Pro

₹2,400/month

or ₹24,000 a year. Two months free.

  • Everything in Standard
  • 6 staff logins · up to 3,000 active pledges
  • Full auction workflow with RDO paperwork
  • UPI payment matching: every receipt checked against your bank statement
  • All add-ons available
  • Priority support

Adagu Custom

Your size · quoted

Monthly or yearly, sized to your shops.

  • Run any number of shops. Staff see only their own shop
  • Owner sees every shop's money in one dashboard
  • Choose your staff count and pledge capacity
  • Pick your add-ons
  • Dedicated onboarding for every branch

Add-ons for any plan: WhatsApp payment reminders · Telegram alerts · SMS reminders · Email digests · VPN-only access · Security Pack

Security Pack: like a bank safe, one person alone cannot open it. Staff sign in only with an approval code from the owner, a manager, or anyone the owner chooses. Every action lands in a tamper-proof audit trail, new devices need approval, idle screens sign themselves out, and the owner is alerted on every staff login.

See your own shop in Adagu

Bring one backup of your current data. We'll show you your real book — including the interest owed to you today — before you pay a rupee.

Book a demo